01
Listen
An initial consultation focused on your goals, concerns, and priorities. Before recommendations come conversations, and before planning comes perspective.
Chapter 01
We seethe entire horizon.
Plans built for decades, not quarters. Every recommendation contextual, considered, and connected to the life behind the numbers.
Services
Four Areas Of Planning. One Coordinated Strategy.
Every family, professional, and business owner shows up with a different goal. Our recommendations are written for one life at a time, not pulled from a shelf.
- 01Wealth Strategy
Investment Guidance
Personalized investment strategies designed around your goals, time horizon, risk tolerance, and broader financial plan, with ongoing monitoring and disciplined adjustments as life evolves.
Learn more - 02Protection
Risk Management
Identify potential risks and implement strategies—including life insurance, disability income protection, and long-term care planning—to help protect your family, income, business, and financial future.
Learn more - 03Efficiency
Tax Strategies
Coordinate tax-aware strategies designed to help improve after-tax outcomes and support long-term wealth accumulation, in collaboration with your tax professional when appropriate.
Learn more - 04Legacy
Estate Planning Coordination
Review and coordinate beneficiary designations, account titling, and estate planning documents to help ensure your assets transfer according to your wishes.
Learn more
Meet Our Founder
“Protect what matters. Build what lasts.”
Brian Btesh is the founder of Btesh Financial, a Registered Investment Adviser (RIA) firm, which provides comprehensive financial planning and investment management for families, professionals, and business owners. His approach coordinates investment guidance, risk management, tax strategies, and estate planning into one plan — built around the life it's meant to serve.
Brian founded Btesh Financial with a simple belief: financial decisions should not be made in isolation. Too often, investments, insurance, tax strategies, and estate planning are addressed separately, creating gaps, inefficiencies, and missed opportunities. Btesh Financial was built to help clients bring these important areas together through coordinated advice tailored to their goals, values, and circumstances.
Client assets are held with Charles Schwab, a leading institutional custodian providing security, transparency, and independent oversight.
Who We Serve
Different goals. Different challenges. Different plans.
For families building toward the next chapter.
Whether you're raising children, purchasing a home, planning for education expenses, or building long-term wealth, we help coordinate the financial decisions that shape your family's future. Our planning approach brings together investments, protection strategies, and tax strategies to help support the people who depend on you most.
Focus areas
- Education Funding
- Insurance Planning
- Wealth Building
Firm philosophy
The Principles Behind Every Recommendation.
The way we plan is guided by a set of principles that shape every recommendation, conversation, and long-term strategy.
- 01
Coordination
Financial decisions should not be made in isolation.
- 02
Clarity
Complex strategies should lead to simple decisions.
- 03
Protection
Protect what matters before pursuing what comes next.
- 04
Independence
Recommendations should be guided by goals, not incentives.
- 05
Continuity
A financial plan should evolve as life evolves.
- 06
Legacy
Wealth should support the people and purposes that matter most.
Our process
Four Steps, One Long Relationship.
Every relationship begins with understanding your goals. The work that follows is designed to adapt as your life, priorities, and circumstances evolve.
02
Design
A coordinated strategy built around your priorities. Investments, protection planning, tax strategies, and estate planning considerations brought together into a clear path forward.
03
Implement
We help put recommendations into action, coordinating implementation across accounts, beneficiaries, insurance coverage, and other planning considerations as needed.
04
Guide
Financial planning is an ongoing process. We review progress, adapt strategies as circumstances change, and help ensure your plan remains aligned with your goals.
Common Questions,
Clear Answers.
Let's Begin With
A Conversation.
Financial planning begins with understanding what matters most to you. Share a few details, and we'll follow up within one business day to discuss your goals and how we may be able to help.